What is an SR-22?
Contrary to common belief, an SR22 is not an insurance policy. An SR22 is a form that you file electronically with your Department of Motor Vehicles. It guarantees your car is insured with a plan that meets your state's minimum insurance requirements. This informs the state that you are assuming financial responsibility. You may be required to file a SR22 if you have been charged with a DUI or DWI, driving without insurance or a license, an at-fault accident and various other offenses. If your license has been suspended, filing an SR22 form will aid you in the process of getting it back.
Get Behind the Wheel Again
Cars are integral to our daily lives. We use them to get to work, pick the children up from school and to go to the store. Getting around without a vehicle is incredibly difficult in our modern age, and it’s nearly impossible if you have a family. We can get you the help you need to get back on the road as soon as possible.
We write insurance in South Carolina and would be happy to help you ensure you have the right coverage for your vehicle.
Our Non-Owner Policies
Not everyone who needs to file an SR-22 actually owns a car. Fortunately, we provide convenient non-owner policies for you. It may seem puzzling to hear that a person who doesn’t possess a vehicle can still be required to have auto insurance, but a non-owner policy is simply a certified guarantee that you have the ability to cover the costs of potential auto accident claims, even if you don’t own the vehicle.
With You for Every Step
At Rowell Insurance Agency, we have over 45 years of experience serving Charleston, South Carolina, with quality insurance coverage. Not all insurance companies issue SR-22 forms; however, we are proud to provide our clients with professional SR-22 assistance and filing.
If you are deemed "high risk" on your auto insurance policy, you will likely need to file an SR-22 form with the Department of Motor Vehicles (DMV). This form verifies that your car is covered by a policy that meets the minimum requirements of the state. However, the SR-22 filing process can be complicated. That's why Rowell Insurance Agency handles it for you.
If you live in or around Charleston, SC, contact us today for all the help you need on your SR-22 form .
What Do We Do?
We help everyone who needs to file an SR-22 through the filing process, including those who don't own a car. With our non-owner policies, you can still file your form without any problems. We are here to help you every step of the way and ensure the form is filed correctly.
We even offer same-day filing services to make sure your form is filed quickly to relieve any stress you may feel from it. Same-day filing is also important to meet deadlines and avoid penalties or fines for failure to file.
Who Needs to File?
You may be required to file an SR-22 form for a variety of reasons. Common scenarios include:
- DUI or DWI: If you've been charged with driving under the influence of drugs or alcohol, you will be considered a greater risk to insure.
- Driving without a license: Proper filing is crucial is you have been picked up for driving without a license.
- At-fault accident: If you've caused an accident, your insurance company will want a guarantee that you have proper coverage for future events.
- Suspended license: For a suspended license, an SR-22 form filed with the DMV is an important step in getting your license back.
We can help you with all your filing needs. And with our face-to-face services, you can feel confident that we'll take care of you.
Complete the form for a quote on your SR-22 filing.